Carlos is a recognised open banking SME with 20+ year payments, SWIFT, SEPA and PSD2 experience. Carlos’ Open Banking experience started in 2016 as the Head of Data Standards for the UK Open Banking Implementation Entity (OBIE). He oversaw the ISO 20022 based standard development and the relevant technical elements to integrate it across the array of product-based API’s which was the first open banking initiative globally.

Carlos Figueredo is the CEO and Founder of Open Vector, founded in 2017 and specialising in open banking, PSD2, GDPR and payments advising governments, central banks, regulators and financial institutions on implementing open banking across the financial sector and promote financial and social inclusion while working closely with the fintech community.

Prior roles included leading large-scale program integration and standardisation primarily in the payment’s arena for banking institutions like Barclays, HSBC, and Credit Suisse. He has a Bachelor of Science in Computer Networking and a Masters in International Management.